Additional payment calculator

See how additional monthly payments shorten your bond and save interest. Free calculator for South African home loans.

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Additional Payment

See how much interest you save and how much sooner you pay off your bond if you add an extra amount to your monthly payment.

Loan Details

Loan Amount (R)

Current Monthly Payment (R)

Interest Rate (% per annum)

Original Loan Term (years)

Additional Monthly Payment (R)

Impact of Additional Payment

Enter loan details to see the impact of additional payments

Extra payments are applied to the capital. We recalculate the remaining term and total interest based on your chosen frequency (once-off or monthly).