Refinance calculator

Estimate savings if you refinance your home loan to a lower rate. Free refinance calculator.

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Refinance

See how much you save per month and in total interest if you switch to a lower interest rate. Compares your current bond to a new rate.

Current vs New Loan

Current Bond Balance (R)

Current Interest Rate (% p.a.)

New Interest Rate (% p.a.)

Remaining Term (years)

Savings

Enter current balance and both rates to see savings

How we calculate

We compare your current bond (balance, rate, term) with a new bond at a lower rate, including once-off costs (e.g. bond registration) to estimate break-even and savings.